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Get Guaranteed Life Insurance for Less
| Company | Coverage | Rate1 |
|---|---|---|
| Gerber Life | $10,000 | $55.70 |
| Colonial Penn® | $9,090 (6 units) |
$59.70 |
| New York Life®/AARP® | $10,000 | $60.00 |
Premium rates quoted do not include discount for automatic payment through a checking or savings account. Discount applicability varies by company.
Get Guaranteed Life Insurance for Less
| Company | Coverage | Rate1 |
|---|---|---|
| Gerber Life | $10,000 | $55.70 |
| Colonial Penn® | $9,090 (6 units) |
$59.70 |
| New York Life®/AARP® | $10,000 | $60.00 |
Premium rates quoted do not include discount for automatic payment through a checking or savings account. Discount applicability varies by company.
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Lock in your lowest possible rate by signing up now - your rate will never increase.
Guaranteed Life Insurance Benefits
Give your loved ones a little extra help during a difficult time. Choose from $5,000 to $25,0002 of coverage.
Relief for you and for your family
Help your loved ones cover final expenses like medical bills, burial costs and unpaid debt.
No medical exam needed
If you’re 50 to 80 years old (50 to 75 in New York), your acceptance is guaranteed regardless of your health history.3
Get approved in just minutes
Apply online or speak to a customer care specialist by phone. It’s so easy, you could be fully covered in just a few minutes.
Call 866-503-4481866-503-4481 for more information
Mon-Fri 8am-7pm ET
1 Information obtained from insurer's web sites as of 12/6/2023. Other coverage amounts are available - from $5,000 to $25,000. NEW YORK LIFE®, AARP® and COLONIAL PENN® are registered trademarks of New York Life Insurance Company Corporation, AARP, and CDOC, Inc., respectively; their use herein is solely intended to fairly describe and identify third parties for the purpose of a comparison under applicable trademark laws, and are not intended to suggest any relationship, affiliation, sponsorship, or endorsement.
Competitor information is obtained from sources believed to be reliable, but its accuracy or completeness is not guaranteed. Competitors shown were chosen based on similar products and pricing in the state of Michigan. Premium rate, product availability, underwriting classes, exclusions and other contract provisions may vary by company and/or state. Please inquire with each company for specific details.
2 South Dakota residents, maximum coverage of $15,000.
3 To be eligible for coverage you must be a U.S. citizen residing in the US or permanent legal resident. Total limit of all combined Gerber Life Guaranteed Life policies is $25,000. Gerber Life Insurance Company will not issue insurance for any proposed insured when a POA or Guardianship exists on the proposed insured, except legal guardians of children.
For applicants age 50-80 (50-75 in New York) who die (for any reason other than an accident as defined in the policy) within the first two years of coverage, the death benefit will equal 110% of earned premiums. The full death benefit amount is only payable after the first two years of coverage (one year in ND).
If the Insured dies by suicide within two years from the Issue Date of the policy, or any shorter period as may be required by applicable law in the state where the policy is delivered or issued for delivery, the only amount payable by us will be the premium paid for the policy plus 10% interest, less any debt against the policy. Please refer to your policy contract for specific details regarding exclusions, limitations, benefits and shorter time frames that may vary by state.
Policy Form ICC12-GWLP
Policy Form GWLP-20-NY
Policy Form Series GWLP-12
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