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Gerber Life Insurance Plans

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Whole Icon

Whole Life Plan

Our Whole Life insurance helps protect you for your entire life as long as premiums are paid, and can help give your loved ones lasting and greater security for the future.

  • Coverage from $50,000 to $300,000.1
  • Simple application process — no medical exam needed in most cases.2
  • Most applicants can have a decision within minutes.
  • Builds cash value.

1 Higher coverage amounts available up to $1 million for those who qualify. Call one of our friendly representatives for rates, 1-800-425-7542.

2 Medical exam is required for age 51 and over and who apply for more than $100,000 in coverage. Coverage is dependent on answers to health questions. When you apply, you will need to answer several questions about your health, and your medical history may be taken into consideration.

term life insurance: couple moving
Term Icon

Term Life Plan

Help provide coverage for your family for a specified timeframe.

  • Flexible coverage options available from $100,000 to $300,000.3
  • Coverage for as little as $15.42 a month for a 20-year, $100,000 Term Life policy.4
  • Applying is simple — just a few questions to answer. No medical exam needed in most cases.5
  • Most applicants will have a decision within minutes.

3 Higher coverage amounts available up to $1 million for those who qualify. Call one of our friendly representatives for rates, 1-866-503-4480.

4 Premium based on a healthy 25-year-old female with monthly premium payment by automatic deduction from a checking or savings account.

5 A medical exam may be necessary for those age 51 and over and who apply for more than $100,000 in coverage. Coverage is dependent upon answers to health questions.  When you apply, you will need to answer several questions about your health and your medical history may be taken into consideration.

Grow-Up® Plan: mom, dad and toddler daughter using a laptop
Grow-Up Icon

The Grow-Up® Plan

Help protect and provide for your child’s future with whole life insurance.

  • Insurance coverage automatically doubles during age 18.
  • Builds cash value over time.
  • Guaranteed future insurability as an adult.

Guaranteed Life Insurance: senior couple sitting on grass, hugging
Guaranteed Icon

Guaranteed Life Plan

Guaranteed Life Insurance offers the benefits of whole life without a medical exam.

  • Coverage from $5,000 to $25,000.6
  • Guaranteed acceptance regardless of health for ages 50-80.7
  • Builds cash value.

6 Up to $15,000 for South Dakota residents.

7 Guaranteed coverage requires that applicant is a U.S citizen residing in the US or permanent legal guardian. Total limit of all combined Gerber Life Guaranteed life policies is $25,000. New York Residents, maximum age of 75.

accidental protection insurance: nurse checking patient
Accident Icon

Accident Protection Insurance

Accident Protection insurance can help protect you and your loved ones against the unexpected.

  • Coverage available from $50,000 to $250,000.
  • Once approved, guaranteed acceptance for you and your spouse.
  • Coverage starts at just $5.238 a month.

8 Payment shown is for a $50,000 policy.

baby dressed in graduation cap and gown with happy mom
College Icon

Gerber Life Insurance College Plan

Money for college and adult life insurance – all in one policy!

  • An endowment life insurance policy with fixed payments and guaranteed growth.
  • Flexibility to use the payout money for anything, not just college.
  • Guaranteed to receive $10,000 to $150,000 when the policy matures.

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